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Extremely high winds, water intrusion, floods, storm surges, infrastructure failures, power outages, standing water, loss of interior climate control, mold, lack of resources, and personnel access can all contribute to the severity of damage and the timeframe for recovery. Our job as Public Adjusters is to assist in their recovery and accurately assess damages.
Fires can be devastating event for anyone, emotionally and financially. Once the smoke clears, what do you do next? The natural tendency is for people to immediately try to get back to normal by starting on cleaning, demolition, and repairs. Remember that any demolition or cleaning can remove the evidence you need to prove how damaged your property is to an insurance company.
If your property was damaged, Altieri Insurance Consultants will document, file, and manage the claim on your behalf from start to finish.
Hail can damage the exterior of a structure in several ways, depending on the material it strikes. Some of this damage can lead to interior water damage. Large enough hail stones can be so destructive that they penetrate through plywood roof decks, sometimes even breaking truss systems of buildings. Other hail will simply dent metal surfaces or rip window screens. When hail strikes your property, it will take a keen eye and experience to identify those materials adversely affected by the hail to make a claim.
Water brings many complexities to damage, depending on the materials it affects. Issues such as mold, shrinkage, swelling, wicking, corrosion, rot, and staining from a “simple” water loss will arise. This is why it is vital to engage with the professionals at Altieri who know how to identify these damages when a loss arises. Contact the claim professionals at Altieri for a free review today!
When is the right time to hire public adjuster?
The best answer is as quickly as possible and as soon as the damage occurred, allowing us to set the narrative from the very beginning and control the claim process by guiding the insured from the emergency mitigation through to recovery.
While it's in the best interest of an insurer to hire a public adjuster from the start, it may be imperative that a public adjuster is retained after a claim has been denied or when an insurance payment is far lower than expected. There needs to be more money to complete the repairs. Other indicators that it may be time to hire a public adjuster are when there are conflicting coverage issues, such as a flood insurer claiming wind damage and a wind insurer claiming flood damage, or when there are communication issues with insurers who are not responding or providing timely information.
Or when an insured is just generally frustrated and overwhelmed with the process. We're here to be your advocate. If you find yourself in any of these situations, please call us.
Tampa, FL Office
400 N. Tampa Street, Ste. 1850 Tampa, FL 33602
Nashville, TN Office
700 Third Ave S. Nashville, TN, 37210
Fort Lauderdale, FL Office
6750 N Andrews Ave, Suite 200, Fort Lauderdale, FL 33309
