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Altieri insurance consultants
Public adjusters are highly skilled professionals who specialize in helping individuals and businesses negotiate with insurance companies after a property loss. They help determine the full extent of losses and damages, and work with the insurance company to maximize coverage for those losses or damages to ensure policyholders get a fair and equitable settlement. Public adjusters also provide guidance throughout the claims process, making sure all claims are properly documented and the policyholders’ rights are protected.
A public adjuster in Florida is a professional who works with individuals to help them get the most out of their insurance claims.
As Florida’s leading Public Adjusting Firm for more than 30 years, we understand the unique needs of businesses impacted by natural disasters, such as Hurricane Ian. Our #1 priority is to help businesses in Fort Myers get back on their feet as soon as possible. As a public adjuster let us help you make sure that your business can remain strong and resilient despite the disruption caused by Hurricane Ian. Here are a list of services we provide to assist in the overall recovery process:
We also have an extensive network of allied professionals we can call upon to ensure that you receive the best possible outcome when filing a claim. Our commitment is to provide professional, knowledgeable, and ethical services that help our clients get back on their feet as quickly and efficiently as possible.
More than 4,700 complaints filed against insurers post-Hurricane Ian, more than half a year after Hurricane Ian, and families and businesses are still struggling to repair their properties. what’s taking so long?
After Hurricane Ian, reports of tension between independent adjusters and insurance companies have been revealed. Many estimations for damages caused by the storm were reduced without consent from Independent Adjusters, who remained listed as authors on those insufficient claims sent to policyholders! I
It’s been six months since the aftermath of this catastrophic natural disaster, and homeowners and business owners are still struggling to get back on their feet. After submitting the estimate to those in claims management authority for payment, several independent adjusters have complained to the Department of Financial Services and testified in Florida legislative hearings that their field estimates have been drastically reduced in scope and amount.
It is alleged that the claims management personnel, aka Insurance Companies, whom these Independent Adjusters report to, strip covered damage allocations from the estimates, then send the severely reduced estimates out to the insured property owners, misrepresenting the Independant Adjuster’s findings. This practice to reduce estimates by independent adjusters are conducted by office staff who have never been to the property to see the damage firsthand.
For far too long, devastating events like hurricanes have revealed insurers’ lack of commitment to what’s right–from Katrina in ’05 through today. Instead of trust, policyholders are met with heartbreaking betrayal time and again.
Unsurprisingly, many people turn to Professional Public Insurance Adjusters for help with their property claims. These highly-trained experts are licensed, bonded, and have undergone an FBI background check – they are strictly on the policyholder’s side when dealing with insurance companies. They become your personal adjuster who can ensure that insurers don’t take advantage of you during a claim, ensuring all damages are paid in full as per agreement!
Insurance carriers may advertise to be “good neighbors” or promise you’re in “good hands,” but do they actually follow through? Who needs enemies when friends can’t always be trusted?
When you suffer major damage to your home or business, DON’T GO IT ALONE! Retain the services of a professional public adjuster to assist you in preparing, presenting, and adjusting your claim. You will be grateful beyond reproach that you made that decision when it is all said and done.
Extremely high winds, water intrusion, floods, storm surges, infrastructure failures, power outages, standing water, loss of interior climate control, mold, lack of resources, and personnel access can all contribute to the severity of damage and the timeframe for recovery. Our job as Public Adjusters is to assist in their recovery and accurately assess damages.
Fires can be devastating event for anyone, emotionally and financially. Once the smoke clears, what do you do next? The natural tendency is for people to immediately try to get back to normal by starting on cleaning, demolition, and repairs. Remember that any demolition or cleaning can remove the evidence you need to prove how damaged your property is to an insurance company.
If your property was damaged, Altieri Insurance Consultants will document, file, and manage the claim on your behalf from start to finish.
Hail can damage the exterior of a structure in several ways, depending on the material it strikes. Some of this damage can lead to interior water damage. Large enough hail stones can be so destructive that they penetrate through plywood roof decks, sometimes even breaking truss systems of buildings. Other hail will simply dent metal surfaces or rip window screens. When hail strikes your property, it will take a keen eye and experience to identify those materials adversely affected by the hail to make a claim.
Water brings many complexities to damage, depending on the materials it affects. Issues such as mold, shrinkage, swelling, wicking, corrosion, rot, and staining from a “simple” water loss will arise. This is why it is vital to engage with the professionals at Altieri who know how to identify these damages when a loss arises. Contact the claim professionals at Altieri for a free review today!
Extremely high winds, water intrusion, floods, storm surges, infrastructure failures, power outages, standing water, loss of interior climate control, mold, lack of resources, and personnel access can all contribute to the severity of damage and the timeframe for recovery. Our job as Public Adjusters is to assist in their recovery and accurately assess damages.
Fires can be devastating event for anyone, emotionally and financially. Once the smoke clears, what do you do next? The natural tendency is for people to immediately try to get back to normal by starting on cleaning, demolition, and repairs. Remember that any demolition or cleaning can remove the evidence you need to prove how damaged your property is to an insurance company.
Hail can damage the exterior of a structure in several ways, depending on the material it strikes. Some of this damage can lead to interior water damage. Large enough hail stones can be so destructive that they penetrate through plywood roof decks, sometimes even breaking truss systems of buildings. Other hail will simply dent metal surfaces or rip window screens. When hail strikes your property, it will take a keen eye and experience to identify those materials adversely affected by the hail to make a claim.
Water brings many complexities to damage, depending on the materials it affects. Issues such as mold, shrinkage, swelling, wicking, corrosion, rot, and staining from a “simple” water loss will arise. This is why it is vital to engage with the professionals at Altieri who know how to identify these damages when a loss arises. Contact the claim professionals at Altieri for a free review today!
A public adjuster is a professional claims handler who works on behalf of the policyholder to help them navigate the insurance claims process. They are licensed and trained in the field of insurance and can assist with preparing, presenting, and negotiating claims for losses that may be covered under an insurance policy. Public adjusters help policyholders understand their coverage, assess property damage, and determine fair settlements from insurance companies.
Yes, public adjusters are required to be licensed and insured in the state they practice in. The licensing requirements vary by state, but most require completion of a specific exam and continuing education courses. Many public adjusters have prior experience in the insurance industry, and some may have a background in construction or property management. It’s important to verify a public adjuster’s qualifications before hiring them.
Public adjusters use several methods to determine the value of a claim, including assessing the damage to the property, determining the cost of repairs or replacement, and reviewing the policy’s coverage limits and exclusions. They also consider the insurance company’s claims process, communicate with the policyholder to understand their needs, and negotiate with the insurance company to ensure a fair settlement.
An insurance company adjuster works for the insurance company and is responsible for assessing and valuing the damage to a policyholder’s property. In contrast, the policyholder hires a public adjuster and works on their behalf to assess and value the damage and ensure a fair settlement with the insurance company.
The length of time it takes to settle a claim with a public adjuster can vary based on several factors, including the extent of the damage, the complexity of the claim, and the amount of paperwork and documentation involved. Generally, the public adjuster works to resolve the claim as efficiently and swiftly as possible, but the process can take several weeks to months.
Public adjuster fees vary but are typically a percentage of the total settlement amount the policyholder receives from the insurance company. The fee percentage varies by state but usually ranges from 10% to 20%. It’s important to discuss the fees with the public adjuster upfront and get them outlined in the signed contract.
Suppose the insurance company denies the claim after hiring a public adjuster. In that case, the public adjuster can continue to work with the policyholder to decide whether to appeal the decision or pursue legal action. They can assist with preparing additional documentation and presenting the claim to the insurance company again or work with the policyholder’s attorney if the claim goes to court.
The policyholder is responsible for providing documentation and making decisions about the claim, such as determining the settlement amount they will accept. The public adjuster helps the policyholder understand their options and provides guidance throughout the claims process.
Yes, public adjusters negotiate with the insurance company on behalf of the policyholder to ensure a fair settlement. They work to ensure that the policyholder receives the maximum possible compensation for the damage incurred.
Yes, public adjusters can help with denied or underpaid claims. They can review the insurance policy, assess the damage and the cause of the denial, and help the policyholder appeal the decision to the insurance company. They may be able to find errors in the insurance company’s assessment or help the policyholder document the damage more thoroughly to improve their chances of a successful appeal.
Tampa, FL Office
400 N. Tampa Street, Ste. 1850 Tampa, FL 33602
Nashville, TN Office
700 Third Ave S. Nashville, TN, 37210
Fort Lauderdale, FL Office
6750 N Andrews Ave, Suite 200, Fort Lauderdale, FL 33309
